Dumbstruck by the new computer-controlled appliances? Let the Samurai enlighten you…

Click here to check out our structured, online appliance repair training courses for rookies and experienced techs.

FAQs | Repair Videos | Academy | Newsletter | Podcast | Contact

Stay connected with us...

Samurai on Facebook - become a fan today! Sign up for our free newsletter and keep up with all things Appliantology. Subscribe to our YouTube channel for lots of appliance repair tips and help! Follow the Samurai on Twitter and get timely morsels of Appliantological Wisdom! Subscribe to our MST Radio podcast to learn secrets of the trade.
  • Announcements

    • Samurai Appliance Repair Man

      Webinar Recordings Index Page   11/07/2017

      On-demand appliance repair training videos for Professional Appliantologist members Over 30 hours (and growing!) of original, high quality appliance training webinars developed and given by yours truly are at your fingertips, on topics you won't find anywhere else. Fill in those knowledge gaps, strengthen those areas of uncertainty, and boost your skills. Watch on mobile or desktop at your convenience whenever, wherever.  Ultra Short Primer on Basic Electricity, Circuits, Ohm's Law, and Schematic Reading (Length: 1:04:48) Basic Refrigerator Troubleshooting (Length: 1:10:45) Schematic Reading Workshop, 10/2015 (Length 1:19:08) Troubleshooting Strategies for Computer-Controlled Appliances (Length: 48:34) Semiconductors and PN Junctions (Length: 1:04:37) Appliance Temperature Sensing Devices & Technology (Length: 1:27:33) Voltage Measurements, Meters, Ghost Voltages, and Triac-controlled Neutrals (Length: 1:29:32) Troubleshooting with Tech Sheets, Part 1, 4/2016 (Length: 1:09:26) Troubleshooting with Tech Sheets, Part 2, 4/2016 (Length: 1:21:11) Tech Sheet Review, 4/9/2016: Bosch Speed Cooker, Amana Refrigerator, GE Glass Cooktop Range (Length: 1:22:58) Pulse Width Modulated (PWM) Switches used in Samsung Switched Mode Power Supplies (SMPS) (Length: 27:07) PWM Computer Cooling Fan in a Whirlpool Refrigerator (Length: 14:53) Understanding AC Split-phase Household Power Supplies (Length: 52:41) Troubleshooting a Samsung Electric Dryer without Disassembly using Live Tests and the Schematic (Length: 22:47) Troubleshooting a Bosch Dishwasher No-Heat Problem using the Schematic and Live Tests (Length: 15:38) Linear Motors and Linear Compressors (Length: 55:54) Bi-directional PSC Drive Motor Systems in Whirlpool VM Washers (Length: 56:52) Appliance Service Call Structure and Troubleshooting Strategies (Length: 1:00:16) The Ten Step Troubleshooting Tango and Workshop Exercises (Length: 1:35:39) Troubleshooting Ten-Step Tango Advanced Workshop (Length: 1:32:06) Ten-Step Tango Troubleshooting Workshop: Refrigerators (Length: 1:35:57) Whirlpool Duet Washer Schematic Analysis & Whirlpool Dryer Moisture Sensor System (Length: 1:03:04) Neutral Vs. Ground, Inverter Microwave, Digital Communications, Loading Down in DC loads, and more! (Length: 1:14:45) Gas Oven Service Call After a Parts Changing Monkey (Length: 36:04) AFCI and GFCI Circuit Protection Technology (Length: 41:26) Troubleshooting Samsung Refrigerators and more (Length: 1:29:58) 3-way Valves and Dual Evaporator Refrigerators (Length: 1:15:45) Split-Phase Compressors and PTC Start Devices (Length: 1:11:57) Gas Dryer Ignition Systems (Length: 53:50) Refrigerator Sealed System Thermodynamics, Part 1 (Length: 43:07) Refrigerator Sealed System Thermodynamics, Part 2 (Length: 1:09:09) Refrigerator Sealed System Thermodynamics, Part 3 (Length: 1:11:56) Refrigerator Sealed System Thermodynamics, Part 4 (Length: 37:45) Refrigerator Sealed System Thermodynamics, Part 5 (Length: 16:35) To access these webinars and all the other info-goodies here at Appliantology, become a Professional Appliantologist today. If you need cost-effective, time-flexible, state-of-the-art appliance technical training, check out the Master Samurai Tech Academy.
    • Son of Samurai

      [Webinar] Appliantology Workshop   11/09/2017

      Information is the name of the game in the appliance repair trade today. Appliantology is a powerful information tool for the professional appliance repair technician. But just like with any of the more capable tools in your tool bag, many of the more powerful features are hidden from you unless you "read the manual." Ugh! Who wants to do that? Well, this is one time when you don't have to! In this webinar, Team Samurai will personally walk you through the site and show you many of the useful and powerful features that even long-time users probably never knew existed.   
wsdad

Is it normal for an H.O.A. to request that our company lists them as an, "additionaly insured" on our business liability policy?

Recommended Posts

wsdad

Hello,

Is it normal for an HOA (Home Owner's Associatin) to request that our appliance repair business list them as "additionally insured" on our business liability policy? We have listed a couple of home warranty companies that we are contracting for, but we've never heard of an HOA requesting it. However, we're kind of new to owning our own appliance repair business. Is this common for HOA's??? My experience with HOA's has been that sometimes someone gets, "in power" and makes a bunch of outrageous demands on everyone, just to feel important. I've become a little Leary of them. Please tell me if I'm being paranoid for no reason or if it truly is unusual for an HOA to be additionally insured on a contractor's business liability insurance.

Thanks!

Edited by wsdad

Share this post


Link to post
Share on other sites

Need appliance parts? Call 877-803-7957 now!

kdog

Personally, the only ones I would ever list on any insurance as "additionally insured" would be my children or holder of my property mortgage.

  • Like 1

Share this post


Link to post
Share on other sites
Samurai Appliance Repair Man

Is it normal for an HOA (Home Owner's Associatin) to request that our appliance repair business list them as "additionally insured" on our business liability policy?

Not only is it not normal, it's abnormal and obnoxious. I can almost understand appliance manufacturers wanting to be named as an also-insured when you're doing warranty work for them (although, I personally do not do so for any companies I do warranty work for-- Dacor, Asko, and Miele-- on my liability insurance policy) but not warranty companies and no way for an HOA. Brother Strathy pointed out some pitfalls for you as the policy holder of doing this; basically, it dilutes your coverage. More in this topic ==> http://appliantology...surance-policy/

  • Like 1

Share this post


Link to post
Share on other sites
wsdad

Hello,

Is it normal for an HOA (Home Owner's Associatin) to request that our appliance repair business list them as "additionally insured" on our business liability policy? We have listed a couple of home warranty companies that we are contracting for, but we've never heard of an HOA requesting it. However, we're kind of new to owning our own appliance repair business. Is this common for HOA's??? My experience with HOA's has been that sometimes someone gets, "in power" and makes a bunch of outrageous demands on everyone, just to feel important. I've become a little Leary of them. Please tell me if I'm being paranoid for no reason or if it truly is unusual for an HOA to be additionally insured on a contractor's business liability insurance.

Thanks!

Edit: I was mistaken. The home warranty companies are NOT, "additionally insured." They only have a certificate informing them that we're insured.

Thanks for all your great advice. Using it, I've decided there's enough appliances to repair in the world that I don't have to open ourselves up to this risk and expense. I can't imagine living in that community - I feel sorry for them.

I wonder if the people who deliver the new appliances will have to jump through those hoops. Maybe the residents will repair or install them themselves or get their HOA president to do it. ;)

  • Like 1

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now